Providers to compare

Where to put the money once the numbers make sense. This is a starting list to compare, not a ranking or a recommendation: fees, rates and features change, so always confirm current terms on the provider's own site.

Provider list last reviewed: September 2026. Cards labeled “Sponsored” use an affiliate link.

Independent list — we have no affiliate relationship with these providers yet; links go to provider homepages.

Brokerages

Fidelity

Full-service brokerage offering taxable and retirement accounts, index funds and research tools. Check current fees and terms on the provider's site.

Best for: Long-term investors who want one home for taxable and retirement accounts

Visit Fidelity

Charles Schwab

Large brokerage offering taxable and retirement accounts, index funds, research tools and in-person branch support. Check current fees and terms on the provider's site.

Best for: Investors who value broad research tools and branch access

Visit Charles Schwab

Robo-advisors

Betterment

Automated investing that builds and rebalances a diversified portfolio of funds for you. Check current fees and terms on the provider's site.

Best for: Hands-off investors who prefer automation

Visit Betterment

Wealthfront

Automated investing and cash management with goal-based planning tools. Check current fees and terms on the provider's site.

Best for: Goal-based savers who want automation and planning in one app

Visit Wealthfront

High-yield savings

Ally Bank

Online bank offering savings and checking accounts, with savings 'buckets' for organizing goals. Check current fees and terms on the provider's site.

Best for: Emergency funds and short-term goals

Visit Ally Bank

Marcus by Goldman Sachs

Online bank offering savings accounts and certificates of deposit (CDs). Check current fees and terms on the provider's site.

Best for: Simple, no-fee high-yield savings

Visit Marcus by Goldman Sachs

How we choose what to list

Established and regulated. Providers that are well known and, where relevant, FDIC-insured banks or SIPC-member brokers.
Clear pricing. Fees and account terms that are published rather than hidden.
Useful account types. Taxable and retirement accounts for brokerages and robo-advisors; savings accounts for cash goals.
Everyday usability. An app or website ordinary savers can actually use.
Independence. Payment never decides whether a provider is listed. We have not tested these providers; see our disclosure.

How to choose

Fees first. Compare account fees, fund expense ratios and trading commissions. Small percentages compound into large sums — try our compound interest calculator with different return assumptions.
Account types. Make sure the provider supports the accounts you need (taxable, IRA, Roth IRA, joint).
Protection. Bank deposits should be FDIC-insured; brokerage accounts should be SIPC-covered. Neither protects against investment losses.
Usability. A tool you understand and will actually use beats a theoretically better one you avoid.